Manulife Smart Saver Insurance plan
Smart Saver offers a wide choice of policy term from 13 to 25 years as well as choice of full or limited premium payment term of 5 years.  Customers can enjoy yearly cash coupons equivalent to 5% of the sum insured from the 2nd policy anniversary onwards, non-guaranteed accumulated reversionary bonus and a non-guaranteed Maturity Bonus. Insurance protection is provided against Death, Terminal Illness and Total and Permanent Disability.
Benefits & Features Eligibility Charges Required Documents How to Apply
 
 
a)
Wide choice of policy term from 13 to 25 years.
b)
Enjoy yearly cash coupons equivalent to 5% of the sum insured from the 2nd policy anniversary onwards. You can leave the coupon with the Company to enjoy interest at 3.5% * per annum.
c)
Up to 120% of total yearly Cash Coupons plus a non-guaranteed accumulated reversionary bonus and Maturity Bonus.
d)
Enjoy valuable insurance protection for loss of life, Total and Permanent Disability and Terminal Illnesses.
e)
Choice of supplementary benefits for additional benefits and protection
*3.5% p.a. is the prevailing interest rate, non- guaranteed and is subject to change.
 
Disclaimers
 
This plan is underwritten by Manulife and acceptance of the proposal is subject to underwriting. Buying a life insurance is a long- term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. Customers are advised to approach a SBI financial adviser for more information and advice on any life policy plan listed in this website.

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