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We are expanding our Operations in Singapore and we invite suitable candidates with an excellent customer focused mindset to join the motivated team for the following professional positions:

Positions Available

Responsibilities :-

  1. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  2. Generate financial ratios, using computer programs, to evaluate customers' financial status.
  3. Preparation of credit applications and annual credit reviews involving in-depth analysis of customer's financial standing, industry review, business outlook, risks and opportunities
  4. Provide clear and concise risk advice detailing risks involved, highlight shortfalls (including documentation gaps) as well as compliance with previous conditions and outline recommendations.
  5. Prepare reports that include the degree of risk involved in extending credit or lending money.
  6. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  7. Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
  8. Complete loan applications, including credit analyses and summaries of loan requests, and submit to Head (CSPT) for approval.
  9. To analyse and provide advice to seniors on credit policy issues and credit structures, ensuring that the final credit proposal to be presented for approval is mutually acceptable.
  10. Prepare management reports relating to credit approvals, excesses, extensions etc. Liaise with clients to ensure submission of audited financial statements, management accounts and all other information/ documents required.
  11. Active participation in development of credit policies, products and processes to meet changing market competition without comprising risk
  12. Review individual or commercial customer files to identify and select delinquent accounts for collection.
  13. Assist in preparing industry studies to improve knowledge of specific markets and industries.
  14. Consult with customers to resolve complaints and verify financial and credit transactions.
  15. Liaise actively with other departments such as Credit I Legal / Compliance I Finance. Maintain and exercise control over allotted portfolios.

Requirements :-

  1. Degree preferably in Economics/Banking and Finance. Preference will be given to MBAs from a reputed university
  2. Minimum 4 - 5 years of working experience in Credit or Credit Risk Management in a Bank
  3. Strong balance sheet analytical skills required in making independent analysis of clients’ credit profile
  4. Candidates with experience of handling credit proposals will be preferred
  5. Well-developed cash flow modelling skills
  6. Dynamic personality to work with the team and provide guidance to others
  7. Possess relevant experience in corporate credit analysis
  8. Knowledge of MAS Guidelines and Basel Norms
  9. Sound knowledge of Microsoft applications : Excel/Word/PowerPoint


  1. Handle various types of transactions/customer applications over the counter (cash and cheque deposits, cash withdrawals, draft applications, loan payments, etc)
  2. Attends to foreign currency customers and ensures travelers’ cheques and foreign currencies are carefully checked and scrutinized for forged notes
  3. Receives cash and cheques for remittance overseas or to other banks, verify amount and check accuracy of remittance slips.
  4. Register new customers and set up new accounts for them
  5. Perform daily balancing of cash and cheques accurately
  6. Perform GL entries and balancing
  7. Filing and batching transaction entries
  8. Explain, upsell and cross-sell the Bank’s products and services
  9. Helps the team grow customer relationships by making sales referrals when appropriate
  10. Effectively addresses customer service issues and/or escalates to appropriate person promptly.
  11. Pro-actively identifies opportunities and provides feedback to Branch Manager for improvements
  12. Offload/back up to other areas ie. Greeters and Back end Operations


  1. Diploma holders/GCE O level with a pass in English and Mathematics
  2. Minimum 1 year of relevant experience in a bank
  3. Experience in handling cash and over the counter banking transactions
  4. Able to interact well with all levels of people
  5. Able to work with a high degree of accuracy
  6. Able to speak and write fluent English
  7. Able to work long hours (when required) and handle high volume of transactions with minimum supervision

Responsibilities :-

  1. Process and check mortgage loan, student loan and unit trust applications
  2. Prepare and review of mortgage documents and reports
  3. Verification of loan accounts, transactions and statements
  4. Conduct monthly review on loan accounts
  5. Verify swift messages for unit trusts transactions
  6. Checking of financial transaction vouchers
  7. Support in new system/ project implementation
  8. Ensure proper recordings and maintenance of loan administration files

Requirements :-

  1. Diploma or Degree holder
  2. Minimum 2 year banking working experience in back office
  3. Proficient in MS Office
  4. Able to work with a high degree of accuracy
  5. Organized and systematic with an eye for detail

SBI believes in hiring the best talent from the Industry and provides fair and equal chances of employment. Our rigorous hiring process is designed to provide us with a comprehensive overview of your skills, experiences and abilities. We believe in identifying your unique strengths to place you in the position best suited for you.

Apply for the position of your interest. We will get in touch with you within 2 weeks if your application has been found suitable for the role that you have applied.

An attractive remuneration package commensurate with qualification and experience will be offered to successful candidates.


You are responsible for the content, accuracy and completeness of any application or information you submit to this site.

You confirm that the information that you submit is true and accurate and does not violate any applicable laws or breach any contract or render SBI liable to any claim or proceedings whatsoever.

Our Purposes for Collection, Use and Disclosure of Personal Data We collect personal data from you, and use such personal data for the hiring process. This includes (but is not limited to) using the personal data to:

  • Assess, administer and process your job application
  • Contact you in respect of your job application
  • To validate with the references provided and to conduct employment checks

In order to achieve the purposes stated above, we may disclose the personal data collected from you to the following third parties:

  • Our service providers and agents, including recruitment contractors.
  • Regulatory authorities, statutory bodies or public agencies for the purposes of complying with their respective requirements, policies and directives or to seek information about you (as stated in the next paragraph).

During the hiring process, we may obtain further information relating to you from third parties, including character referees and public records. In doing so, we necessarily disclose your personal data to such third parties.

We may also collect, use and disclose personal data for other purposes, if required or permitted by law.

By providing us with personal data, you agree to the terms of this policy and you consent for yourself to our collection, use and disclosure of personal data on these terms. If you provide third party personal data to us such as the personal data of your spouse, children and/or family members, by doing so, you confirm that you have obtained their respective consents to our collection, use and disclosure of their personal data on these terms.

Retention of Personal Data

We will retain personal data for a reasonable period in accordance with our legal and business purposes, even if your job application is unsuccessful.

We do not usually retain unsuccessful job applications for more than 2 years.

Access to and Correction of Personal Data

If you wish to correct update and/or have access to the personal data we have collected from you, please let us know. Please see How To Contact Us at the end of this policy.

Contact Us

If you have questions or requests concerning the personal data you have submitted to us in connection with a job application, you may contact us at or at:

Human Resources
State Bank of India, Singapore Branch
135 Cecil Street #04-04
Singapore 069536