Manulife 3G

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Manulife 3G provides guaranteed returns, growth potential and a legacy that lasts for generations. Be it to fulfill your dreams of yearly indulgence, or build a legacy for your child and grandchild, Manulife 3G helps you to achieve them all. Invest a decade, reap for generations.

  1. Enjoy lifelong protection with just 10 years of premiums.
  2. Provide protection against loss of life, Total and Permanent Disability1 and Terminal Illness1.
  3. Gives attractive yearly Coupons currently at 3.87%2 of the sum insured starting from the end of the 10th policy year onwards.
  4. Earn an interest of 3.0%3 p.a. when you deposit the yearly Coupons with Manulife (Singapore).
  5. Cash liquidity to help you sail through life's stages and enhance your lifestyle.

1 Coverage against Terminal Illness and Total and Permanent Disability is up to the policy anniversary immediately after the 65th birthday of the Life Insured.

2 The yearly Coupons consist of a guaranteed 2.0% and a projected 1.87% of the sum insured. As the 1.87% is non-guaranteed, the actual benefit payable may vary according to the future performance of the Participating Fund.

3 3.0% per annum is the applicable Coupon deposit interest rate. It is non-guaranteed and is subject to change with 30 days' advance notice to the Policy Owner.


Manulife 3G, where mentioned on this website, means Manulife 3G (I), which is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D) and acceptance of the proposal is subject to underwriting. Buying a life insurance is a long- term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. Customers are advised to approach a SBI financial adviser for more information and advice on any life policy plan listed in this website.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites ( or

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by SBI and it should not be relied upon as such. SBI does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. SBI shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Individuals of age 0-60 (age last birthday)

Please speak to our Relationship Managers for more information on the premiums charged

Documents to be submitted along with the application form (originals to be produced for face to face verification)

  1. Singaporeans / Permanent Residents:
    - Photocopy of NRIC, both sides (The NRIC should have latest address of the applicant)
  2. Non – Singaporeans
    - Photocopy of Passport or
    - Photocopy of Employment Pass / Work Permit / Dependant Pass and
    - Document proof of address (i.e. utility bill, driving license etc.), if not same as in Employment Pass / Work Permit / Dependant Pass

Walk in to any of our branches to talk to our Relationship Managers