Manulife i-Gen

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You have plans for the future and you want to live life to the fullest. You want an income that can last because there is no reason to slow down even during your retirement years. With I-Gen's attractive guaranteed and non-guaranteed payouts, you are one step closer to shaping an earlier and comfortable golden retirement.

  1. Enjoy lifelong protection1 with just 10 years of premiums.
  2. Gives attractive yearly Coupons currently at 3.87%2 of the basic sum insured3 starting from the end of the 10th policy year onwards.
  3. Earn an interest of 3.0%4 p.a. when you deposit the yearly Coupons with Manulife (Singapore).
  4. Simple to apply with no medical underwriting required.
  5. Enjoy a guaranteed 1.5% discount on your second year premium when you pay the first 2 years of premium upfront.

1 Death Benefit is 101% of total premiums due and paid.
2 The yearly Coupons consist of a guaranteed 2.0% and a projected 1.87% of the sum insured. As the 1.87% is non-guaranteed, the actual benefit payable may vary according to the future performance of the Participating Fund.
3 The sum insured is solely used to determine the Coupon amount and Reversionary Bonus only. It does not represent the benefit payable on a claimed event.
4 3.0% per annum is the applicable Coupon deposit interest rate. It is non-guaranteed and is subject to change with 30 days' advance notice to the Policy Owner.


I-Gen, where mentioned on this website, means I-Gen (I), which is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D) and acceptance of the proposal is subject to underwriting. Buying a life insurance is a long- term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. Customers are advised to approach a SBI financial adviser for more information and advice on any life policy plan listed in this website.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites ( or

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by SBI and it should not be relied upon as such. SBI does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. SBI shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Individuals of age 0-60 (age last birthday)

Please speak to our Relationship Managers for more information on the premiums charged

Documents to be submitted along with the application form (originals to be produced for face to face verification)

  1. Singaporeans / Permanent Residents:
    - Photocopy of NRIC, both sides (The NRIC should have latest address of the applicant)
  2. Non – Singaporeans
    - Photocopy of Passport or
    - Photocopy of Employment Pass / Work Permit / Dependant Pass and
    - Document proof of address (i.e. utility bill, driving license etc.), if not same as in Employment Pass / Work Permit / Dependant Pass

Walk in to any of our branches to talk to our Relationship Managers