Manu Wealth Secure

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ManuWealth Secure is a regular premium endowment plan which provides you a secured stream of Guaranteed Coupons so you can enjoy liquidity while building your wealth for tomorrow.

  1. 100% capital guaranteed1 upon maturity
  2. Potential yield of up to 3.74%2 p.a. upon maturity
  3. Receive a yearly Guaranteed Coupon3 equivalent to 5% of the sum insured, starting from the end of your chosen premium payment term
  4. Choice to pay premium over 2 or 5 years
  5. Choice of policy terms of 13, 15, 20 or 25 years
  6. Full premium refund with 1% extra, regardless of number of Coupons received, in the event of loss of life4, Total & Permanent Disability4 (TPD) or Terminal illness4 (TI).
  7. Hassle-free application with no medical check-up required but financial underwriting is still required.

1 ManuWealth Secure is capital guaranteed only if it is held till maturity and no alterations made to the policy during the policy term.
2Based on a female, age 50, non-smoker who buys a 25-year policy term ManuWealth Secure with a sum insured of S$100,000. She pays the premiums over 5 years and lets Coupons accumulate with the policy to earn interest.
3The yearly Guaranteed Coupons are payable starting from the end of premium payment term until the earlier of the death of the Life Insured, the termination of the Policy or the maturity of the Policy. The sum insured is solely used to determine the Coupon amount and reversionary bonus only. It does not represent the benefits payable on a claimed event.
4The insurance protection is 101% of total premiums due and paid (excluding any advance premiums and any premiums paid for riders or supplementary benefits attached to the Policy). TPD and TI coverage ends at age 65 of the Life Insured.

Important Notes

ManuWealth Secure is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D) and acceptance of the proposal is subject to underwriting.

Buying a life insurance is a long- term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is published for information and general circulation only and does not have regard to your specific investment objectives, financial situation and any of your particular needs. You should seek advice from a financial adviser before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial adviser, you should consider whether this plan is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites ( or

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by SBI and it should not be relied upon as such. SBI shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

  1. Issue Age (age last birthday)
  2. Policy Term + Issue Age ≤ 80

Policy Term Minimum Issue Age Maximum Issue Age
13 Years   0
(15 days old)
15 Years 65
20 Years 60
25 Years 55

Please speak to our Relationship Managers for more information on the premiums charged

Documents to be submitted along with the application form (originals to be produced for face to face verification)

  1. Singaporeans / Permanent Residents:
    - Photocopy of NRIC, both sides (The NRIC should have latest address of the applicant)
  2. Non – Singaporeans
    - Photocopy of Passport

Walk in to any of our branches to speak with our Relationship Managers